Zarzaur & Schwartz Online Payments
Frequently Asked Questions
Check below to see if your question has been answered.
Contact us at payments@zsattorneys.com and by phone
Toll-free at (800) 401-6789 or (205) 250-8437 for further questions and inqueries.
Payments
Where do I send my payments?
Can I choose the date my payment can be made every month?

Account & Statements
Can I get a statement every month?
I have received a yellow paper stating that I am being sued, what should I do?
I have received a garnishment notice, what can I do?
I paid my balance in full to stop a garnishment but money was cut from my check, what happens to my money.
Once my account is paid in full what happens?
Why do I have to pay interest on a judgment?
I received a letter stating I have an account that has been turned over for collection, what does this mean?
I have been served with suit papers, what should I do?

Q
Where do I send my payments?
 
A
P.O. Box 11366  Birmingham, AL 35202

 

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Q
Can I choose the date my payment can be made every month?
 
A
Yes.  A Payment arrangement that is satisfactory to the client and you can be setup by one of our account representatives.

 

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Q
Can I get a statement every month?
 
A
Yes. Payment reminder letters will be sent to you.
 

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Q
I have received a yellow paper stating that I am being sued, what should I do?
 
A
Contact our office as soon as possible to discuss your options.

 

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Q
I have received a garnishment notice, what can I do?

 
A
Please contact our office to discuss a possible resolution.
(The only way to release a garnishment is to pay the balance in full on your account)

 

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Q
I paid my balance in full to stop a garnishment but money was cut from my check, what happens to my money.
 
A

Once an account is paid, our office sends a garnishment release notice to the courts.  A garnishment release is produced and mailed within 48 business hours. Unfortunately, once the release is mailed, we have no control over the length of time it will take the courts to actually issue the release. 

 

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Q
Once my account is paid in full what happens?

 
A
Our office will send you a Letter of Satisfaction.  This letter is your proof that your account has been paid.  Instructions for handling this document are included.
 

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Q
Why do I have to pay interest on a judgment?
A
12% interest allowed by Alabama Law after a judgment is taken, unless otherwise specified.
6% interest is allowed prior to a judgment unless there is a contract calling for a different amount

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Q
I received a letter stating I have an account that has been turned over for collection, what does this mean?
 
A
An account has been placed with our office for collection. You should contact one of our account representatives to discuss payment options.
 

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Q
I have been served with suit papers, what should I do?
 
A
You should read over your paperwork and respond accordingly. If you would like to work out payment arrangements or resolve your case please contact our office.

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At this time not all creditors are available for online payments, to inquire about the creditor on your account and to obtain the correct username and password, if available, please contact our office at 205-250-8437.